Insuring Ocean and Recreational Marine Facilities is a specialty niche in which First Light has extensive experience in. Our vast industry knowledge in the Ocean Marine industry combined with our extensive stable of insurance carriers, enables us to provide our retail brokers with a wide array of insurance alternatives covering their clients’ broad exposures. First Light is a wholesaler offering one stop shopping for all your Ocean and Recreational Marine Insurance Facilities.

First Light Program Managers currently offers the following Ocean and Recreational Marine Products:

Commercial Marine Package

Carrier:

Multiple “A” rated insurance carriers.
  • Comprehensive Marine General Liability
  • Protection and Indemnity
  • Marina Operators Liability
  • Marine Bailee Liability
  • Ship Repairers Legal Liability
  • Stevedore’s Legal Liability
  • Wharfinger’s Legal Liability
  • Marine Terminal Operator’s Legal Liability
  • Marine Products Legal Liability
  • Marine Contractor’s Legal Liability
  • Maritime Employer’s Legal Liability
  • Bumbershoot/Excess Liability
  • Pollution Liability
  • Vessel Pollution
  • Hull Physical Damage
  • Hull Builders Risk
  • Dock Physical Damage
  • Building, Contents, Business Income & Extra Expense
  • Mobile Equipment

Classes of Business

  • Marinas
  • Boat Dealers/Brokers
  • Boat/Yacht Clubs
  • Boat Repairers
  • Ship Repair Yards
  • Marine Artisan Contractors
  • Boat/Yacht Manufacturers
  • Tugs and Barges
  • Dredging Contractors
  • Dock/Bulkhead Repairers/Builders
  • Terminal Operators
  • Wharfingers
  • Stevedores

Motor Truck Cargo

Carrier:

Multiple “A” rated insurance carriers

Classes of Business:

Any type of Motor Truck Cargo, including tougher classes such as Auto Haulers

Policy Highlights:

Ability to combine Motor Truck Cargo with Physical Damage on one Policy

States:

All states except AK and HI

Ocean Cargo:

Carrier:

Multiple “A” rated insurance carriers.

Lines of Business:

  • Any type of Ocean and Air Cargo
  • Can include Domestic Transit
  • Can include Temporary Storage

Classes of Business

  • Importers/Exporters
  • Manufacturers
  • Wholesalers
  • Distributors
  • Freight Forwarders

Territory

All states except AK and HI

Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

Let’s make something great together