About First Light Programs

Insuring businesses in specialty niche markets presents unique challenges. In order to overcome those challenges, it takes a partner that can provide insight and understanding by only focusing on a few select industry programs.

First Light Program Managers was established to fill a need in the marketplace for a specialty niche insurance program manager. The wholesale insurance marketplace is filled with generalists that do an excellent job at placing typical risks, whether admitted or excess and surplus.  Those wholesalers are at a distinct disadvantage when they compete against First Light and our retail brokers in one of our Niche Programs.  At First Light, we use our specific industry knowledge to turn insurance obstacles into opportunities.  We are so confident that our model is the best model for our retail brokers, that we turn down business opportunities on a daily basis, by only working on submissions that fit into one of our Niche Programs.

First Light Program Managers is a managing general agency and program manager that provides swift, effective solutions for both retail agencies and insurance carriers looking to grow complex specialty niche books of business. Whether you are a retail insurance broker looking for a home for that tough-to-place risk in one of our Niche Programs, or an insurance carrier wanting a partner who brings specific knowledge and experience to help you grow profitably… you’ve come to the right place.

What we do

First Light Program Managers was built on the premise that it’s impossible to be all things to all people. We offer solutions to the specific industries referenced below, and partner with carriers to develop and offer solutions to those industries, by offering unique insurance products, coverages and solutions.

Trucking & Transportation

First Light Program Managers not only has the expertise, but also the insurance programs that are dedicated to trucking & transportation.


First Light’s approach is to first understand the risk submitted and then establish a quote on cyber insurance.

Towing & Repossession

First Light Program Managers understands the importance of securing a favorable towing & repossession quote and has the markets and resources necessary for you to succeed.

Building Material
Dealers Insurance

First Light Program Managers has your building materials covered.

Wood Products, Sawmill, Lumber

At First Light Program Managers our commitment to your wood, sawmill, and lumber business begins when we receive your submission.

Let’s make something great together