The success of a retail agent winning a new piece of business is often dependent on securing a competitive Umbrella or Excess insurance quote. All too often, the independent agent has spent countless hours negotiating all of the underlying coverages only to realize that they can’t place a competitive Umbrella or Excess quote. Finding the right Umbrella at the right price is of utmost importance in order to take care of your insured’s needs.
First Light Program Managers understands the importance of securing a favorable Umbrella quote and has the markets and resources available to make sure that you win that new account or renew a key piece of business, even on tough risks, such as construction, manufacturing, high hazard products, trucking and other heavy commercial auto. Whether it is a single truck, fleet of trucks, a multinational manufacturing risk or heavy construction account, you can rest assured that our expertise and market access will allow us to place your Umbrella business both efficiently and effectively.
· Carrier: Multiple "A" Rated Carriers
· Classes of Business: All standard classes of business and tougher classes of business such as Construction, Manufacturing, Truck and Trucking, Bus and Buses, Limousine and Livery, Paratransit and Transit Authorities. Typical standard business acceptable also; Distributors, Wholesalers, Retail, Hospitality, etc.
· Unique Program Features:
♦ Minimum Premiums as low as $7,500
♦ Both Admitted and Non-admitted facilities
♦ High Risk classes available; Tough Products, Construction, Transportation, etc
♦ Access to multiple Umbrella markets with one submission to us
· Territory: All states except AK and HI
Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
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