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Cargo Insurance

 

Since First Light Program Managers has extensive experience both on the transportation and marine aspects of the insurance business, it comes as     no surprise that we are the preferred MGA and wholesaler when it comes to Cargo insurance.  

Whether it is your typical Motor Truck Cargo policy or the worldwide shipper of containerized freight that is looking for warehouse to warehouse coverage, First Light Program Managers has your Cargo covered.  Our consistent  Cargo production with our underwriters allows us to develop programs and coverage that is unique in the Cargo insurance world.

 

 

Program Details
·  Carrier: Multiple "A" Rated Carriers 

·  Classes and Lines of Business: Motor Truck Cargo (including tougher classes such as Auto Haulers), Ocean Cargo (above deck and below deck), Shipper Interest, Warehouse Legal Liability, Warehouse to Warehouse, Stock Throughput, Contingent Cargo 

·  Unique Program Features:

♦ Stock Throughput Policy; combines transit and warehouse coverage together, often at rates substantially lower than traditional property insurance on inventory, especially in wind prone territories.
♦ Ability to combine Motor Truck Cargo and Auto Physical Damage on one policy
♦ Tougher classes of business such as Auto Haulers, Refrigeration Breakdown, High Theft and High Value items 
♦ Access to multiple cargo programs with one submission to us
 ·  Territory: All states except for AK and HI   

Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

 

 

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