Cyber Insurance

Cyber Insurance

In today’s information age, the exposure that your clients have to a Cyber Insurance loss is ever increasing.  It is rare not to see a major headline each week related to a Cyber Insurance hack or loss that has taken place.  Many insureds believe that only large companies are at risk, since they have the big dollars, and that’s what the headlines focus on.  In reality though, small to medium size businesses are the victims of far more Cyber attacks, as compared to larger companies, because the hackers see them as easy prey and they often don’t have the proper security measures in place to prevent a Cyber loss.  First Light has the best solution for you and your clients and the quickest quote time in the indusry. We have created an on-line Cyber Quick Quote solution, whereby you can receive a bindable quote in under 2 minutes, by completing an application with only four questions.

Program Details

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Carrier

Multiple “A” Rated Carriers

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Classes and Lines of Business

First Light insures all classes of business related to Cyber exposures.  

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Unique Program Feature:

Receive fully bindable quotes by completing 4 questions on an application in under 2 minutes through our Cyber Quick Quote (need hyperlink for Cyber Quick Quote) application.

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Coverage Highlights

 First Light offers one of the broadest coverage forms in the Cyber industry, including:

  • Cyber & Privacy Liability
  • System Damage
  • System & Business Interruption
  • Consequential Reputational Harm
  • Regulatory Actions and Investigations
  • No Retroactive Date

Optional Coverages

  • First & Third Party Breach Notification Costs
  • Cyber Crime Including Social Engineering
  • Identity Theft and Cyber Threats & Extortion
  • Telephone Hacking & Phishing Scams
  • Multimedia Liability & Advertising Injury
  • Technology Errors & Omissions
  • Court Attendance Costs
  • Crisis Communication Costs

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Territory

All states except for AK and HI

Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

Let’s make something great together