First Light Program Managers was established to fill a need in the marketplace for a specialty insurance program manager. The wholesale insurance marketplace is filled with generalists that do an excellent job at placing typical, “main street” risks. Problems arise when traditional wholesale brokers are faced with an atypical line or class of business; the retail broker’s time is wasted as the program manager struggles to an effective solution. At First Light, we use our specific knowledge to turn insurance obstacles into opportunities.
First Light Program Managers was built on the premise that it’s impossible to be all things to all people. We partner with carriers that have significant capital reserves and a desire to obtain their greatest return on equity by concentrating on those insurance niches that generalist carriers avoid. First Light Program Managers provides the missing piece that specialty insurance carriers need to reach their profitability and growth goals: industry expertise and an accessible platform to deliver insurance solutions.